INTERNAL CAPITAL & LIQUIDITY ADEQUACY ASSESSMENT PROCESS (ICLAAP)
“Strengthening Bank Stability through Integrated Risk, Capital, and Liquidity Planning”
Course Schedule
| Date | Venue | Fees (Face-to-Face) |
|---|---|---|
| 29 – 30 Apr 2026 | Dubai, UAE | USD 1995 per delegate |
Course Introduction
The Internal Capital and Liquidity Adequacy Assessment Process (ICLAAP) is a critical element of risk governance for banks and financial institutions under Basel III and related regulatory frameworks. It ensures that institutions maintain adequate capital and liquidity buffers relative to their risk profiles, even under stressed conditions.
This focused 2-day training equips participants with a deep understanding of ICLAAP components, regulatory expectations, and practical steps to implement robust frameworks. The course explores risk identification, capital planning, liquidity stress testing, and supervisory review processes.
Course Objectives
By the end of this course, participants will be able to:
• Understand the principles and regulatory context of ICLAAP under Basel III
• Design an integrated framework for internal capital and liquidity assessment
• Identify and quantify material risks affecting capital and liquidity
• Conduct stress testing and scenario analysis
• Align ICLAAP with risk appetite, business strategy, and supervisory expectations
Key Benefits of Attending
• Learn how to implement a compliant and effective ICLAAP framework
• Strengthen your institution’s capital and liquidity planning processes
• Anticipate regulatory scrutiny and enhance governance practices
• Improve integration between risk, finance, treasury, and business units
• Apply best practices for documentation, stress testing, and internal review
Intended Audience
This program is designed for:
• Risk and capital management professionals
• Treasury and liquidity risk managers
• Internal audit and compliance officers
• Finance managers and regulatory reporting teams
• Bank executives involved in ICAAP/ILAAP/ICLAAP oversight
Individual Benefits
Key competencies that will be developed include:
• Risk-based capital and liquidity assessment
• Stress testing methodologies and scenario development
• Regulatory interpretation and documentation best practices
• Interdepartmental coordination for risk aggregation
• Strategic risk-capital alignment and board reporting
Organization Benefits
Upon completing the training course, participants will demonstrate:
• Enhanced capital adequacy and liquidity risk planning
• Improved compliance with prudential regulatory expectations
• Stronger alignment between business strategy and risk capacity
• Better preparedness for supervisory dialogue and SREP
• Integrated approach to enterprise risk and financial resilience
Instructional Methdology
The course follows a blended learning approach combining theory with practice:
• Strategy Briefings – Basel III requirements, SREP guidelines, and regulatory frameworks
• Case Studies – Real-world ICLAAP implementations and regulatory feedback
• Workshops – Risk identification, capital modeling, and liquidity scenario testing
• Peer Exchange – Institutional challenges, supervisory insights, and audit readiness
• Tools – ICLAAP documentation templates, risk matrices, stress testing models
Course Outline
Training Hours: 07:30 AM – 03:30 PM
Daily Format: 3–4 Learning Modules | Coffee Breaks: 09:30 & 11:15 | Lunch Break: 01:00 – 02:00
Day 1: Framework and Capital Assessment
- Module 1: ICLAAP Overview and Regulatory Background (07:30 – 09:30)
• Basel III context, ECB and SREP links
• Role of ICLAAP in risk-based supervision - Module 2: Internal Capital Adequacy Assessment (09:45 – 11:15)
• Capital planning and quantifying risks
• Risk types: credit, market, operational, IRRBB - Module 3: Workshop – Capital Risk Matrix (11:30 – 01:00)
• Assess material risks and their capital implications
Day 2: Liquidity, Stress Testing, and Governance
- Module 4: Internal Liquidity Adequacy Assessment (07:30 – 09:30)
• Liquidity coverage, funding profiles, and outflow assumptions
• Stress scenarios for liquidity adequacy - Module 5: Governance and Reporting (09:45 – 11:15)
• Roles of board, senior management, and internal audit
• Supervisory review process and documentation - Module 6: Workshop – ICLAAP Stress Test Plan (11:30 – 01:00)
• Develop a stress testing and escalation response framework
Certification
Participants will receive a Certificate of Completion in Internal Capital & Liquidity Adequacy Assessment Process (ICLAAP), validating their ability to design, evaluate, and maintain robust capital and liquidity planning systems in line with global regulatory standards.