EFFECTIVE CREDIT RISK ANALYSIS
Mastering Techniques for Robust Credit Risk Assessment and Management"
Course Schedule
| Date | Venue | Fees (Face-to-Face) |
|---|---|---|
| 01 – 03 Sep 2025 | Doha – Qatar | USD 2495 per delegate |
Course Introduction
This course is designed to equip financial professionals with advanced tools and techniques to assess, manage, and mitigate credit risk effectively. Participants will gain insights into the key drivers of credit risk, quantitative and qualitative assessment methods, and strategies for minimizing exposure.
Through case studies and hands-on exercises, the course bridges theory with practice, ensuring participants leave with actionable knowledge to enhance their organization’s credit risk framework.
Course Objectives
By the end of this course, participants will be able to:
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Understand the key components and importance of credit risk analysis.
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Apply credit risk assessment techniques, including financial ratios and scoring models.
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Evaluate qualitative factors influencing creditworthiness.
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Identify early warning signs of credit deterioration.
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Develop strategies for effective credit risk management and mitigation.
Key Benefits of Attending
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Strengthen your understanding of credit risk fundamentals.
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Gain hands-on experience with practical credit risk tools and models.
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Learn to detect and manage potential credit problems proactively.
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Enhance your ability to make informed lending and investment decisions.
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Build confidence in presenting risk assessments to stakeholders.
Intended Audience
This program is designed for:
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Credit analysts, risk managers, and loan officers.
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Corporate bankers and relationship managers.
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Finance professionals involved in credit decision-making.
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Anyone responsible for managing or evaluating credit exposure.
Individual Benefits
Key competencies that will be developed include:
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Stronger analytical and evaluation skills for credit risk.
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Ability to perform both quantitative and qualitative credit assessments.
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Improved risk identification and mitigation strategies.
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Enhanced confidence in credit decision-making processes.
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Capability to communicate credit risk insights effectively.
Organization Benefits
Upon completing the training course, participants will demonstrate:
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Improved credit risk management practices.
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Reduced exposure to credit losses and defaults.
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Enhanced decision-making aligned with the organization’s risk appetite.
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More robust credit portfolio performance.
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Strengthened internal credit policies and procedures.
Instructional Methdology
The course follows a blended learning approach combining theory with practice:
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Strategy Briefings – Deep dive into credit risk fundamentals, models, and best practices.
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Case Studies – Real-world examples of credit risk failures and successes.
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Workshops – Interactive exercises applying credit risk assessment techniques.
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Peer Exchange – Group discussions on sector-specific credit challenges.
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Tools – Checklists, templates, and models for credit analysis and monitoring.
Course Outline
Detailed 3-Day Course Outline
Training Hours: 7:30 AM – 3:30 PM
Daily Format: 3–4 Learning Modules | Coffee Breaks: 09:30 & 11:15 | Lunch Buffet: 01:00 – 02:00
Day 1: Foundations of Credit Risk Analysis
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Module 1: Overview of Credit Risk and Its Importance in Financial Institutions
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Module 2: Key Quantitative Tools: Financial Ratios, Cash Flow Analysis, and Scoring Models
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Module 3: Qualitative Factors in Credit Assessment (Industry, Management, Market)
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Module 4: Workshop – Analyzing a Company’s Credit Profile
Day 2: Advanced Credit Risk Techniques
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Module 1: Stress Testing and Sensitivity Analysis
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Module 2: Early Warning Signals and Monitoring Systems
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Module 3: Risk-Based Pricing and Credit Limits
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Module 4: Workshop – Building a Credit Risk Mitigation Plan
Day 3: Strategic Credit Risk Management
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Module 1: Portfolio Credit Risk Management and Diversification
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Module 2: Regulatory and Compliance Aspects in Credit Risk
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Module 3: Communication and Reporting of Credit Risk
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Module 4: Workshop – Presenting a Credit Risk Assessment to Management
Certification
Participants will receive a Certificate of Completion in Effective Credit Risk Analysis, validating their expertise in advanced credit risk assessment, management techniques, and strategic risk decision-making.